diff --git a/README.md b/README.md
new file mode 100644
index 0000000..e4adeb9
--- /dev/null
+++ b/README.md
@@ -0,0 +1,91 @@
+# ynabmunger
+
+A CLI tool for importing bank exports into YNAB.
+
+## Installation
+
+You can download binaries from the [Releases page](https://git.shee.sh/james/ynabmunger/releases).
+
+To build locally, you need Rust installed and you can either:
+
+```bash
+cargo install --git https://git.shee.sh/james/ynabmunger
+```
+
+or clone the repo locally and run:
+
+```bash
+cargo install --path .
+```
+
+## Usage
+
+All commands that interact with YNAB require your API token, available from [YNAB developer settings](https://app.ynab.com/settings/developer). Set it via the `--token` flag or the `YNAB_API_TOKEN` environment variable.
+
+### Commands
+
+#### `plans`
+
+List available YNAB budgets:
+
+```bash
+ynabmunger plans --token YOUR_TOKEN
+```
+
+#### `accounts`
+
+List accounts in a budget:
+
+```bash
+ynabmunger accounts --token YOUR_TOKEN --plan "My Budget"
+```
+
+You can reference a budget by name (`--plan`) or ID (`--plan-id`).
+
+#### `transactions`
+
+List recent transactions (last 30 days):
+
+```bash
+ynabmunger transactions --token YOUR_TOKEN --plan "My Budget"
+```
+
+Filter by account with `--account` or `--account-id`.
+
+#### `convert`
+
+Convert a bank export to YNAB-compatible CSV for manual import:
+
+```bash
+ynabmunger convert --format bulder bank_export.csv > ynab_import.csv
+```
+
+Reads from stdin if no input files are given:
+
+```bash
+cat bank_export.csv | ynabmunger convert --format bulder > ynab_import.csv
+```
+
+#### `import`
+
+Import a bank export directly into a YNAB account:
+
+```bash
+ynabmunger import --token YOUR_TOKEN \
+    --plan "My Budget" \
+    --account "Checking" \
+    --format bulder \
+    bank_export.csv
+```
+
+## Bank Formats
+
+Currently supported formats:
+
+| Format | Description |
+|--------|-------------|
+| `bulder` | Bulder bank semicolon-delimited export |
+
+### Adding New Formats
+
+Add a new variant to the `BankFormat` enum in `src/csv.rs` and implement the reader and transform methods.