diff --git a/src/csv.rs b/src/csv.rs
new file mode 100644
index 0000000..cd311f6
--- /dev/null
+++ b/src/csv.rs
@@ -0,0 +1,56 @@
+use crate::Transaction;
+use csv::ReaderBuilder;
+use std::error::Error;
+use std::io::{Read, Write};
+
+pub fn output_csv<W: Write>(output: W, transactions: &[Transaction]) -> Result<(), Box<dyn Error>> {
+    let mut writer = csv::Writer::from_writer(output);
+
+    writer
+        .write_record(["Date", "Payee", "Memo", "Amount"])
+        .unwrap();
+    for transaction in transactions {
+        let output = transaction.to_record();
+        writer.write_record(output).unwrap();
+    }
+    writer.flush().unwrap();
+    Ok(())
+}
+
+enum BankFormat {
+    Bulder,
+}
+
+impl BankFormat {
+    fn from_str(format: &str) -> Result<BankFormat, String> {
+        match format {
+            "bulder" => Ok(BankFormat::Bulder),
+            _ => Err(format!("Bank '{}' not found", format)),
+        }
+    }
+
+    fn reader<R: Read>(&self, input: R) -> csv::Reader<R> {
+        match self {
+            BankFormat::Bulder => ReaderBuilder::new()
+                .has_headers(true)
+                .delimiter(b';')
+                .from_reader(input),
+        }
+    }
+
+    fn transform(&self, record: &csv::StringRecord) -> Result<Transaction, String> {
+        match self {
+            BankFormat::Bulder => Transaction::from_fields(&record[0], &record[9], &record[1]),
+        }
+    }
+}
+
+pub fn read_transactions<R: Read>(input: R, format: &str) -> Result<Vec<Transaction>, String> {
+    let format = BankFormat::from_str(format).unwrap();
+    format
+        .reader(input)
+        .records()
+        .map(|r| r.map_err(|e| format!("parse error: {}", e)))
+        .map(|r| r.and_then(|r| format.transform(&r)))
+        .collect::<Result<Vec<_>, _>>()
+}
diff --git a/src/lib.rs b/src/lib.rs
index 314d3a1..7e87c7e 100644
--- a/src/lib.rs
+++ b/src/lib.rs
@@ -1,43 +1,4 @@
 mod transaction;
 pub use transaction::Transaction;
+pub mod csv;
 pub mod ynab;
-use csv::ReaderBuilder;
-use std::io::Read;
-
-enum BankFormat {
-    Bulder,
-}
-
-impl BankFormat {
-    fn from_str(format: &str) -> Result<BankFormat, String> {
-        match format {
-            "bulder" => Ok(BankFormat::Bulder),
-            _ => Err(format!("Bank '{}' not found", format)),
-        }
-    }
-
-    fn reader<R: Read>(&self, input: R) -> csv::Reader<R> {
-        match self {
-            BankFormat::Bulder => ReaderBuilder::new()
-                .has_headers(true)
-                .delimiter(b';')
-                .from_reader(input),
-        }
-    }
-
-    fn transform(&self, record: &csv::StringRecord) -> Result<Transaction, String> {
-        match self {
-            BankFormat::Bulder => Transaction::from_fields(&record[0], &record[9], &record[1]),
-        }
-    }
-}
-
-pub fn read_transactions<R: Read>(input: R, format: &str) -> Result<Vec<Transaction>, String> {
-    let format = BankFormat::from_str(format).unwrap();
-    format
-        .reader(input)
-        .records()
-        .map(|r| r.map_err(|e| format!("parse error: {}", e)))
-        .map(|r| r.and_then(|r| format.transform(&r)))
-        .collect::<Result<Vec<_>, _>>()
-}
diff --git a/src/main.rs b/src/main.rs
index d8f3ac7..0c6dd57 100644
--- a/src/main.rs
+++ b/src/main.rs
@@ -1,5 +1,4 @@
 use clap::{Parser, Subcommand};
-//use directories::ProjectDirs;
 use std::{
     error::Error,
     fs::File,
@@ -7,102 +6,83 @@ use std::{
     path::PathBuf,
 };
 
-use ynabmunger::ynab;
-use ynabmunger::{Transaction, read_transactions};
-
-fn output_csv(transactions: &[Transaction]) -> Result<(), Box<dyn Error>> {
-    let mut writer = csv::Writer::from_writer(stdout());
-
-    writer
-        .write_record(["Date", "Payee", "Memo", "Amount"])
-        .unwrap();
-    for transaction in transactions {
-        let output = transaction.to_record();
-        writer.write_record(output).unwrap();
-    }
-    writer.flush().unwrap();
-    Ok(())
-}
-
-#[derive(Debug)]
-enum Output {
-    Csv,
-    Ynab {
-        token: String,
-        plan: ynab::Lookup,
-        account: ynab::Lookup,
-    },
-}
+use ynabmunger::Transaction;
+use ynabmunger::csv::{output_csv, read_transactions};
+use ynabmunger::ynab::{Lookup, Ynab};
 
 #[derive(Subcommand)]
 enum Command {
-    Csv {
-        inputs: Vec<PathBuf>,
+    /// List available plans in YNAB
+    Plans {
+        /// Your YNAB token, available from developer settings in YNAB
+        #[arg(short, long, env = "YNAB_API_TOKEN", hide_env_values = true)]
+        token: String,
     },
-    Ynab {
-        #[arg(short, long, env = "YNAB_API_TOKEN")]
+    /// List available accounts in a given plan in YNAB
+    Accounts {
+        /// Your YNAB token, available from developer settings in YNAB
+        #[arg(short, long, env = "YNAB_API_TOKEN", hide_env_values = true)]
         token: String,
 
-        #[arg(short, long, help = "Plan name", group = "planref")]
+        /// The name of the YNAB plan to list
+        #[arg(short, long, group = "planref")]
         plan: Option<String>,
 
-        #[arg(short = 'P', long, help = "Plan ID", group = "planref")]
+        /// Alternatively, give the YNAB plan ID directly
+        #[arg(short = 'P', long, group = "planref")]
+        plan_id: Option<String>,
+    },
+    /// Convert from a bank export to a CSV you can import manually to YNAB
+    Convert {
+        #[arg(short, long, help = "Bank export format", default_value_t = String::from("bulder"))]
+        format: String,
+
+        inputs: Vec<PathBuf>,
+    },
+    /// Read a bank export and import it directly to an account in ynab
+    Import {
+        /// Your YNAB token, available from developer settings in YNAB
+        #[arg(short, long, env = "YNAB_API_TOKEN", hide_env_values = true)]
+        token: String,
+
+        /// The name of the YNAB plan to import to
+        #[arg(short, long, group = "planref")]
+        plan: Option<String>,
+
+        /// Alternatively, give the YNAB plan ID directly
+        #[arg(short = 'P', long, group = "planref")]
         plan_id: Option<String>,
 
-        #[arg(short, long, help = "Account name", group = "accountref")]
+        /// The name of the YNAB account to import to
+        #[arg(short, long, group = "accountref")]
         account: Option<String>,
 
-        #[arg(short = 'A', long, help = "Account ID", group = "accountref")]
+        /// Alternatively, give the YNAB account ID directly
+        #[arg(short = 'A', long, group = "accountref")]
         account_id: Option<String>,
 
+        /// The format of the bank export you are importing
+        ///
+        /// This is different for every bank, and sometimes even the same
+        /// bank can have different formats for different account types.
+        #[arg(short, long,  default_value_t = String::from("bulder"))]
+        format: String,
+
         inputs: Vec<PathBuf>,
     },
 }
 
 #[derive(Parser)]
 struct Cli {
-    #[arg(short, long, help = "Bank export format", default_value_t = String::from("bulder"))]
-    format: String,
-
     #[command(subcommand)]
     command: Command,
 }
 
-fn main() -> Result<(), Box<dyn Error>> {
-    let cli = Cli::parse();
-
-    // Inject config file stuff here
-
-    let inputs: Vec<PathBuf>;
-    let output = match cli.command {
-        Command::Ynab {
-            plan,
-            plan_id,
-            account_id,
-            account,
-            inputs: inp,
-            token,
-        } => {
-            inputs = inp;
-
-            let output_plan = ynab::Lookup::try_from((plan, plan_id))?;
-            let output_account = ynab::Lookup::try_from((account, account_id))?;
-
-            Output::Ynab {
-                token,
-                plan: output_plan,
-                account: output_account,
-            }
-        }
-        Command::Csv { inputs: inp } => {
-            inputs = inp;
-            Output::Csv
-        }
-    };
-
-    // Config file reconciliation here?
-
-    let transactions: Vec<Transaction> = if inputs.is_empty() {
+fn read_transactions_from(
+    inputs: &[PathBuf],
+    format: &str,
+) -> Result<Vec<Transaction>, Box<dyn Error>> {
+    Ok(if inputs.is_empty() {
         vec![Box::new(stdin()) as Box<dyn Read>]
     } else {
         inputs
@@ -111,18 +91,57 @@ fn main() -> Result<(), Box<dyn Error>> {
             .collect::<Result<Vec<_>, std::io::Error>>()?
     }
     .iter_mut()
-    .map(|s| read_transactions(s, &cli.format))
+    .map(|s| read_transactions(s, format))
     .collect::<Result<Vec<_>, _>>()?
     .into_iter()
     .flatten()
-    .collect();
+    .collect())
+}
 
-    match output {
-        Output::Ynab {
+fn main() -> Result<(), Box<dyn Error>> {
+    let cli = Cli::parse();
+
+    match cli.command {
+        Command::Plans { token } => {
+            let plans = Ynab::new(&token).list_plans()?;
+            println!("Available plans:");
+            for plan in plans {
+                println!(" - {}", plan);
+            }
+            Ok(())
+        }
+        Command::Accounts {
             token,
             plan,
+            plan_id,
+        } => {
+            let plan = Lookup::try_from((plan, plan_id))?;
+            let accounts = Ynab::new(&token).list_accounts(plan)?;
+            println!("Available accounts in plan:");
+            for account in accounts {
+                println!(" - {}", account);
+            }
+            Ok(())
+        }
+        Command::Import {
+            token,
+            plan,
+            plan_id,
+            account_id,
             account,
-        } => ynab::Ynab::new(&token, plan, account)?.upload(&transactions),
-        Output::Csv => output_csv(&transactions),
+            format,
+            inputs,
+        } => {
+            let plan = Lookup::try_from((plan, plan_id))?;
+            let account = Lookup::try_from((account, account_id))?;
+
+            let transactions = read_transactions_from(&inputs, &format)?;
+
+            Ynab::new(&token).upload(&transactions, plan, account)
+        }
+        Command::Convert { format, inputs } => {
+            let transactions = read_transactions_from(&inputs, &format)?;
+            output_csv(stdout(), &transactions)
+        }
     }
 }
diff --git a/src/ynab.rs b/src/ynab.rs
index bbdebbe..b4fe59b 100644
--- a/src/ynab.rs
+++ b/src/ynab.rs
@@ -43,14 +43,32 @@ struct YnabTransactionList {
     transactions: Vec<YnabTransaction>,
 }
 
-struct YnabClient {
+#[derive(Debug)]
+pub enum Lookup {
+    Name(String),
+    Id(String),
+}
+
+impl TryFrom<(Option<String>, Option<String>)> for Lookup {
+    type Error = String;
+
+    fn try_from((name, id): (Option<String>, Option<String>)) -> Result<Self, Self::Error> {
+        match (name, id) {
+            (Some(name), _) => Ok(Lookup::Name(name)),
+            (_, Some(id)) => Ok(Lookup::Id(id)),
+            _ => Err("must provide name or id".to_owned()),
+        }
+    }
+}
+
+pub struct Ynab {
     token: String,
     webclient: reqwest::blocking::Client,
 }
 
-impl YnabClient {
-    fn new(token: &str) -> YnabClient {
-        YnabClient {
+impl Ynab {
+    pub fn new(token: &str) -> Ynab {
+        Ynab {
             token: token.to_owned(),
             webclient: reqwest::blocking::Client::new(),
         }
@@ -130,50 +148,35 @@ impl YnabClient {
             ))
         }
     }
-}
 
-#[derive(Debug)]
-pub enum Lookup {
-    Name(String),
-    Id(String),
-}
-
-impl TryFrom<(Option<String>, Option<String>)> for Lookup {
-    type Error = String;
-
-    fn try_from((name, id): (Option<String>, Option<String>)) -> Result<Self, Self::Error> {
-        match (name, id) {
-            (Some(name), _) => Ok(Lookup::Name(name)),
-            (_, Some(id)) => Ok(Lookup::Id(id)),
-            _ => Err("must provide name or id".to_owned()),
-        }
-    }
-}
-
-pub struct Ynab {
-    client: YnabClient,
-    plan_id: String,
-    account_id: String,
-}
-
-impl Ynab {
-    pub fn new(token: &str, plan: Lookup, account: Lookup) -> Result<Ynab, String> {
-        let client = YnabClient::new(token);
-        let plan_id = client.resolve_plan(plan)?;
-        let account_id = client.resolve_account(&plan_id, account)?;
-        Ok(Ynab {
-            client,
-            plan_id,
-            account_id,
-        })
+    pub fn list_plans(&self) -> Result<Vec<String>, String> {
+        let url = String::from("plans");
+        let res: YnabResponse<YnabPlanList> = serde_json::from_str(
+            &self
+                .get(&url)
+                .map_err(|e| format!("request error: {}", e))?,
+        )
+        .map_err(|e| format!("parse error: {}", e))?;
+        Ok(res.data.plans.into_iter().map(|p| p.name).collect())
     }
 
-    pub fn dump(&self, transactions: &[Transaction]) {
-        println!("{:?}", self.ynab_transactions(transactions));
+    pub fn list_accounts(&self, plan: Lookup) -> Result<Vec<String>, String> {
+        let plan_id = self.resolve_plan(plan)?;
+        let url = format!("plans/{}/accounts", plan_id);
+        let res: YnabResponse<YnabAccountList> = serde_json::from_str(
+            &self
+                .get(&url)
+                .map_err(|e| format!("request error: {}", e))?,
+        )
+        .map_err(|e| format!("parse error: {}", e))?;
+        Ok(res.data.accounts.into_iter().map(|p| p.name).collect())
     }
 
-    // YNAB:-294230:2015-12-30:1
-    fn ynab_transactions(&self, transactions: &[Transaction]) -> Vec<YnabTransaction> {
+    fn ynab_transactions(
+        &self,
+        transactions: &[Transaction],
+        account_id: &str,
+    ) -> Vec<YnabTransaction> {
         let mut result = Vec::new();
         let mut idmap: HashMap<(String, i64), u32> = HashMap::new();
         for t in transactions {
@@ -188,22 +191,28 @@ impl Ynab {
                 date: t.date.clone(),
                 amount: t.amount,
                 payee_name: t.payee.clone(),
-                account_id: self.account_id.clone(),
+                account_id: account_id.to_string(),
             };
             result.push(y);
         }
-
         result
     }
 
-    pub fn upload(&self, transactions: &[Transaction]) -> Result<(), Box<dyn std::error::Error>> {
-        let request = format!("plans/{}/transactions", self.plan_id);
+    pub fn upload(
+        &self,
+        transactions: &[Transaction],
+        plan: Lookup,
+        account: Lookup,
+    ) -> Result<(), Box<dyn std::error::Error>> {
+        let plan_id = self.resolve_plan(plan)?;
+        let account_id = self.resolve_account(&plan_id, account)?;
+        let request = format!("plans/{}/transactions", plan_id);
         let body = serde_json::to_string(&YnabTransactionList {
-            transactions: self.ynab_transactions(transactions),
+            transactions: self.ynab_transactions(transactions, &account_id),
         })
         .map_err(|e| format!("transaction format error: {}", e))?;
         println!("{}", body);
-        self.client.post(&request, &body)?;
+        self.post(&request, &body)?;
         Ok(())
     }
 }